The Benefits of Paying For Your Wedding Yourself

When you begin the long (and I do mean long) journey of planning your wedding, it becomes abundantly clear just how much money goes into pulling off such an event. Traditionally, it was always said that parents and other family members would help out financially, within their means. While it’s a wonderful relief for those fortunate enough to have that sort of help, many couples foot the bill themselves when it comes to tackling the costs of their wedding.

Paying for your wedding yourself won’t necessarily save you money, but it can save you a ton stress, and here’s why.

You’re in Control of How Money Is Spent

It’s your wedding, so regardless of who is paying for what, you would think that you’d be fully in control of managing all the moving parts of your wedding. But if your family is helping you out, they’ll likely want their input taken into consideration. According to Keith Phillips of Classic Photographers, you can eliminate all third-party opinions by covering your own expenses. “The biggest pro to paying yourself is that you can make all of the decisions yourself.”

Jamie Chang of Mango Muse Events agrees, and notes another big positive that not many consider. “When you’re in control and it’s your money, you’re much more intentional with how you spend it,” she says. “When it’s someone else’s money, it’s easy to just spend away, especially on things you don’t actually care about.”

You Can Keep a Close Eye on Your Budget

Independence is great, but at the end of the day, you’re still signing on the dotted line and shelling out cash for deposits. So, how can you cut corners and manage all the expenses on your own? Kevin Dennis of Fantasy Sound Event Services recommends limiting the guest count for starters. “Doing so can keep the price tag of the wedding from getting out of hand. You can also have your wedding during the winter or on a Sunday to take advantage of venue specials.”

Amy Abbott of Amy Abbott Events advises to choose a venue that allows you to bring in your own alcohol. “You can save a ton of money and you can have exactly what you want for your bar.” 

When You Pay, You Reap the Rewards

And I mean this quite literally. There are a ton of perks to paying yourself, including accumulating credit card points, according to Tracie Domino of Tracie Domino Events. “If you don’t already have one, consider signing up for a credit card that offers you a ton of points and/or miles, and maximize those charges to get the most benefits in return for your expenses.” Think about how airline points or cash back can offset some wedding costs, whether that be jetting off to your honeymoon or allowing you to upgrade a wine or food selection.

It’s important to remember the not-so-tangible pros of reaching into your collective savings, as well. Kristen Gosselin of KG Events & Design notes that it’s a real-life marital challenge. “Working together to pool financial resources and make compromises throughout the planning process is exactly what marriage entails, so why not start early?”

Perhaps one of the most rewarding benefits of all? Hard work pays off. Emily Sullivan, owner of Emily Sullivan Events says, “We just had a couple that saved up for a long time to pay for the wedding completely by themselves. They had a certain pride that they were able to accomplish that on their own.”

The moral of the story — don’t fret if you don’t have any financial assistance when it comes to your wedding. While your pockets may feel a little lighter, your big day will be exactly how you want it to be, and you won’t feel pressured to please anyone else involved.


Meghan Ely is the owner of wedding PR and wedding marketing firm OFD Consulting. Ely is a sought-after speaker, adjunct professor in the field of public relations, and a self-professed royal wedding enthusiast.